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Revised 02/2024


We are dedicated to making fees easy to understand so that you can decide if this card works for you.

You are responsible for keeping track of your spending account available balance. Merchants generally will not be able to determine your available balance. It’s important to know your available balance before making any transaction.

Fees type


ATM Withdrawal Fee (In-Network)


Per transaction. Transactions at Allpoint® ATMs are fee-free. Locations can be found at

ATM Withdrawal Fee (Out-of-Network)


Per transaction

Expedited Card Replacement


This is our fee for each expedited card replacement shipping request. Expedited card replacement shipping is delivered via FedEx within three (3) to five (5) business days.

Remote Check Deposit (Third Party) Ingo Money


This is not our fee and is subject to change: it is accurate as of June 1, 2022. Money in 10 Days - no fee. Fee of up to 5% of check value may apply when cashing a check to load your card at Ingo Money. Money in Minutes - 2% (pre-printed payroll or government checks) or 5% (all other checks), minimum $5.00. Fee is deducted from check value. Go to for more information.

Cash Reload (Third Party) Visa ReadyLink

Varies by Retailer

Third-party retailers may assess a fee for each cash reload. Be sure to ask about the fee amount before conducting any reload. Fee is collected at the time of reload by the third-party retailer. This is not our fee and is subject to change. Visa ReadyLink is subject to network availability.

*If you use an ATM for any transaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to your Account.