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revised 06/2025

Welcome Bonus Terms and Conditions — Internal/External Pilot

To qualify for the $50 welcome bonus, you must successfully open a new Kudzu+ Spending Account by June 30, 2025. No minimum opening deposit required. Upon successful opening of a new Kudzu+ Spending Account, we will credit the $50 to your account within two business days, provided the account is open, active, and in good standing at the time of crediting.

Kudzu Money, LLC and its affiliates have an obligation to meet tax reporting requirements. Per applicable law, bonus amounts of $10 or more in a single calendar year will be reported to the Internal Revenue Service (IRS) on Form 1099-INT in the year received. The tax reporting threshold of $10 or more is applied on a consolidated basis across all products. Recipient is responsible for any applicable federal, state, or local taxes associated with receiving the bonus offer. Consult a tax professional to determine applicable tax consequences.