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revised 05/2024

Welcome Bonus Terms and Conditions — smiONE

To qualify for the $100 welcome bonus, you must be a current smiONE™ Visa® Prepaid Card cardholder and successfully open a new Kudzu Spending Account by June 14, 2024. No minimum opening deposit required. Upon successful opening of a new Kudzu Spending Account, we will credit the $100 to your account within two business days.

Kudzu Money, LLC and its affiliates have an obligation to meet tax reporting requirements. Per applicable law, bonus amounts of $10 or more in a single calendar year will be reported to the Internal Revenue Service (IRS) on Form 1099-INT in the year received. The tax reporting threshold of $10 or more is applied on a consolidated basis across all products. Recipient is responsible for any applicable federal, state, or local taxes associated with receiving the bonus offer. Consult a tax professional to determine applicable tax consequences.